Budget Boss

A MUST WATCH if you want to SAVE a TON of MONEY at Walmart!!! 🤑🤑

How to Find HIDDEN Walmart Clearance Deals at Your Store Finding Secret Walmart Clearance at your local store seems impossible, but with this method you will be clearance hunting for hidden deals in no time! You wo...

Did 2020 catch you off guard and kick your financial butt? Take one of my workshops so that you can show 2021 who's the boss! New Years Promo HALF OFF ALL WORKSHOPS. You can plan a private one or a group workshop. Email me at [email protected] for more info and/or to schedule your workshop. 🙂

Seems like it, hu 😂😆☠😆😂

If your income has changed due to layoffs, cut hours or wage decrease then your budget MUST be modified to fit your current situation. These are the decisions my husband and I made.
1. Cut cable down to the basic plan.
2. Absolutely no take out food. We're both working from home.
3. Working from home has minimized gas usage and we have no toll expenses.
4. We took our son out of all extra curricular activities.
5. Called our utilities and asked for discounts and changed the due dates.
6. Defered our mortgage and car note for 3 months. We are putting that cash in a savings. We hope this all blows over and when it does we'll use what cash we have saved to catch up with the deferred payments. If cash had to be used for essentials then we'll roll that amount due to the back of the loan. Normally you can have that option with car notes. So you'll want pay the mortgage 1st.
7. Be frugal y'all and save as much cash as you can. Nobody knows how long this lock down is going to last.

Be safe and I hope this is helpful information.