James L Cook - Real Estate Broker

Big shift in lending just happened.

The Federal Housing Finance Agency and Federal Housing Administration opened things up with new credit models like VantageScore 4.0 and FICO 10T.

Here’s what that really means…

More people can qualify.

If you’ve been
• Renting and paying on time
• Told “you’re close, but not quite there”
• Or flat out denied before

It’s worth taking another look.

This doesn’t mean everybody gets approved…
but it does mean they’re not just looking at one number anymore.

I’m already seeing deals that would’ve been a no before…
now they’re real conversations.

If you’ve been thinking about buying, don’t count yourself out.

Things just changed.

If you want to see where you stand, reach out… we’ll take a look.

Happy 4th of July!!

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