RealtorAustinn

This, on 5 acres, out in the country…🥹😍😭

Less Than $10,000 to Buy a House in KC?

A lot of people in Kansas City are waiting to buy because they think they need a massive down payment saved up first.

Here’s the thing — FHA loans go as low as 3.5% down. Some conventional loans go as low as 3%. And in the right situation, sellers can cover a big chunk of your closing costs, which changes the math significantly.

Kansas City home prices are also well below the national average. On a $200,000 home, 3.5% down is $7,000. That’s not nothing, but it’s not $50,000 either.

There are also down payment assistance programs through Missouri Housing Development Commission that go unused every year simply because buyers don’t know they exist.

None of this means buying is free or without stress. But “I don’t have enough saved” and “I actually don’t have enough saved” are two very different things — and a lot of people never find out which one is true because they never run the real numbers.

If you’ve been putting it off, it might be worth at least having the conversation…

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