Intelliloan

Is waiting to refinance always the right move?

Market conditions change, and so can your financial situation. What worked before may not fit your goals today.

Our latest blog breaks down what homeowners should consider when deciding whether to review their options.

Click on the link in our bio to learn more!

Understanding Zero Down Payment Mortgage Options

Homeownership may be more accessible than you think. Several loan programs offer financing options with no down payment requirement for eligible borrowers:

VA Loans: Available to qualifying veterans, active duty service members, and eligible spouses. These loans often feature competitive terms and no private mortgage insurance requirement.

USDA Loans: Designed for properties in qualifying rural areas. Income and property location requirements apply.

Down Payment Assistance Programs: Various state and local programs may provide funds to help with down payments and closing costs for qualifying first-time and repeat homebuyers.

Each program has specific eligibility requirements, including credit score minimums, income limits, and property criteria. Taking time to understand which programs you may qualify for is an important step in your homebuying journey.

Welcome Dan Milicevic to our team as Home Loan Specialist II!

Dan brings over 20 years of financial industry expertise with a passion for providing customers with outstanding service and value.

When he's not helping clients achieve their homeownership goals, Dan enjoys spending time with family and friends, relaxing at the beach, playing hockey, hiking, swimming, cycling, traveling, and being a full-time foodie.

We're excited to have Dan's extensive experience and client-focused approach on our team!