Cap Rate Funding

🔥 JUST FUNDED IN TEXAS! 🔥

Another successful closing by Cap Rate Funding! 🏡

✅ Loan Amount: $350,000
✅ Texas A6 Cash-Out Refinance
✅ 70% LTV
✅ No Income Verification
✅ No Bank Statements Required
✅ Fast & Flexible Non-QM Financing

Traditional lenders said no? We specialize in finding solutions for borrowers who don’t fit conventional guidelines.

Need cash out of your property without the hassle of tax returns, income docs, or bank statements? We may have a program for you.

📧 [email protected]

🚨 JUST FUNDED | $930,000 PRIMARY RESIDENCE P&L LOAN 🚨
This primary residence loan came with multiple challenges that required strategic problem-solving from start to finish.

The borrower was delinquent on a hard money second mortgage, creating a major obstacle to approval. Before we could close our loan, we worked through a series of issues to get the transaction across the finish line.
✅ Primary Residence Loan
✅ Negotiated with the hard money lender to provide documentation confirming no mortgage payment was currently required
✅ Borrower paid off the hard money second mortgage prior to closing
✅ Lien release obtained before funding our loan
✅ Removed an unwanted party from title during the transaction
✅ Structured as a P&L loan
✅ No bank statement verification required
✅ No discount points
This file had a lot of moving parts, but by solving each issue one at a time, we were able to clear title, eliminate the delinquent second mortgage, and secure financing for the borrower. #💰 Result: $930,000 Funded
Every loan has guidelines. Complex loans require strategy.
📞 949-738-9770
📧 [email protected]

🚨 DSCR CASH-OUT LOAN JUST FUNDED 🚨
Most investors don’t realize this:
Many DSCR lenders require a bankruptcy discharge date to be at least 36 months old before approving a cash-out refinance at MAX LTV 75%.
This borrower was able to qualify because our lender used the bankruptcy filing date instead of the discharge date.
✅ Approved at the MAX 75% LTV Cash-Out
✅ No Bank Statements Required
✅ HEA Payoff Allowed
✅ 6-Month Title Seasoning
✅ Property Held in LLC
✅ Interest-Only Option Available
✅ 720 FICO
What you don’t know can cost you.
The difference between an approval and a denial often comes down to lender guidelines. If you’ve been told no because of a prior bankruptcy, there may still be options available.
📲 Call or Text “NO DOC” to 949-537-2370

🚨 DIGITAL HELOC FUNDED 🚨
This client came to us after working with several other brokers who could not get the deal approved.
The issue?
❌ Income could not be verified
❌ Rural property over 2 acres
❌ No tax returns
❌ Traditional bank statement programs failed
Multiple lenders said the deal could not be done.
We took a different approach.
Using advanced AI-powered income analysis and digital verification technology, we were able to properly structure the file, verify the borrower’s income, and get the HELOC funded in just 7 days.
✅ Income Successfully Verified
✅ No Tax Returns Required
✅ No Bank Statements Needed
✅ Rural Property Accepted
✅ Over 2 Acres
✅ Fast Funding
📍 Property Value: $507,019
📍 Loan Amount: $276,393
📍 Draw Amount: $271,001
📍 Final CLTV: 85%
⚠️ Not all Digital HELOC brokers are the same.
Technology alone does not close loans.
Knowing how to structure the file correctly makes the difference.
If another lender declined your file or told you your income could not be used, there may still be a solution available.
📲 Call/Text: 949-738-9770
📧 [email protected]

DSCR DEAL JUST FUNDED 🔥
This one wasn’t your “easy” file… and that’s exactly why it matters. 75% LTV - Rural Cash-out!!
✔️ 120% ABOVE market rent
✔️ Vacant property at closing
✔️ Rural location
✔️ Only 6 months seasoning
✔️ Creative structure to make it all work
Most lenders would’ve passed.
We didn’t.
We leaned on strategy, structure, and ex*****on to get this across the finish line — no unnecessary hurdles, just solutions.
If your deal feels “too complicated,” it’s probably just with the wrong lender.
📩 DM me “DSCR” and let’s get yours funded.
CashFlow RentalProperty LoanOfficer CapRateFunding

🚀 DIGITAL HELOC | JUST FUNDED
No tax returns. No upfront appraisal. No traditional underwriting.
Here’s how we got this deal done 👇
Client came to us needing fast access to equity—but didn’t have tax returns ready and didn’t want to deal with the usual delays, fees, and back-and-forth.
Instead of forcing them through the old system, we leveraged AI-driven underwriting technology to streamline the entire process.
✅ Income verified without tax returns
✅ No upfront appraisal costs
✅ No traditional underwriter bottlenecks
✅ Faster decision + faster funding
Result? 💰 $571,199 HELOC funded—clean, efficient, and stress-free.
This is what modern lending looks like.
If you’ve been told “no” because your file doesn’t fit the box, it might just be the system—not you.
📲 Let’s structure it differently.
PrivateLending AIFinance NoDocLoans LoanOfficer FundingSolutions

7 deals funded for the same client in Michigan 💪
Total funding: $1,194,200
These weren’t easy deals—but that’s where experience, common sense, and flexible guidelines make the difference. When another lender couldn’t get the first one done, we took a fresh set of eyes and found a way to the finish line.
None of this would’ve been possible without our rock-solid processing team. Forever grateful for the teamwork and trust 🙏
On to the next one 🚀

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As we expand into new territory, we’re proud to support homeowners in getting their deals funded and to end the year with our highest funded volume yet 🚀🏡
We’re actively adding more states, with Nevada launching soon 🌎✨
Stay tuned!