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Remember when you were young and diligently put change in a piggy bank to save enough for that toy you wanted? Don’t dismiss this old-school savings tactic now that you’re an adult because it still works.

💡 Put a big jar by the door and have everyone in the family drop their change into it every day. In no time at all, you’ll have built yourself a little holiday gift fund!

Bills before presents!

You should always try to pay your bills on time, but this is extra important around the holidays!
Odds are, you put more on your credit card than you normally would, meaning you could have a fairly big balance to pay off come January. Between Christmas gifts, decorations, and dinners, costs add up quickly. Plus, depending on the interest rates of your purchases, you could end up owing an excessive amount if you miss a payment.

Looking to save some money during the holiday season?

How about a DIY project?

💡 DIY gifts are often less expensive, even if they do take some more time and work. You could take on one of these projects to contribute to a person’s gift, instead of buying even more items. No matter how inexperienced of a crafter you are, you can find a DIY idea that will suit you. Plus, this level of effort shows a person just how much you care.