NLFA Builders

Social Security COLA Increase: It May Not Be Enough to Cover Your Retirement!
Plan ahead and don’t rely solely on COLA for your future.

Social Security COLA Increase Is Not Designed to Cover Retirement On October 10, the new Social Security COLA increase was announced, and many retirees are disappointed. Read on to learn more about why 2025’s Social Security COLA increase is not designed to cover retirement.

"Thinking about your future?

It’s time to make your retirement dreams less ‘horror movie’ and more ‘romantic comedy!’"

"Meet Sarah and Mike. They want to retire someday, not live in a cardboard box. That’s where the Roth IRA comes in!"

"With a Roth IRA, your money grows tax-free, and when you retire, you can withdraw it without paying a dime in taxes. That’s right—money in your pocket, not Uncle Sam’s!"

"Imagine living life to the fullest, exploring the world, or finally taking that llama yoga class without worrying about taxes ruining the fun!"

"With a Roth IRA, you can withdraw your contributions anytime. It’s like having a financial safety net... or a snack stash you can dip into when you’re feeling snacky!"

"Invest in your future—because you will be spending the rest of your life there!

Don’t let your dreams be dreams… unless they involve a llama, then definitely go for that!"

16 Budget-Friendly Fall Activities for Families!
Enjoy the season without breaking the bank—fun, affordable ideas for everyone!

16 Budget-Friendly Fall Activities for Families Between fall sports, Halloween, and fall travel, the costs add up. Fortunately, there 16 budget-friendly fall activities for families to enjoy.

Remember to ask about policies that pay you back the premiums if you don't use the policy

5 Financial Risks to Plan for Now Before Year-End

Don't wait until it's too late — review your finances with smart planning today!

As we approach the final quarter, it’s time to discuss financial risks that could significantly cost you.

Let’s say you’ve made a financial goal for 2024. If you aren’t paying attention, you may miss that goal because you must pay more taxes than expected.

Or you may be close to having a fully funded emergency fund to blow it on holiday shopping.

Then again, there are also financially wise opportunities you may miss out on, such as employee benefits like health savings account funds.

Please review these potential 5 financial risks and ensure you are in a better position at the end of the year.

5 Financial Risks to Plan for Now before Year-End Don’t wind up in debt. Do boost your savings. Do lower your taxes. Review these five financial risks to place yourself in a better position come the end of the year.