The Roost Lodge

Right. The honeymoon insurance mistake almost everyone makes: they buy it the week before they fly.

By then the best part is gone. Cancel-for-any-reason coverage and the pre-existing-condition waiver are time-locked — you usually have to add them within two to three weeks of your first deposit, not your departure date. Miss that window and no money buys it back for that trip. Even then, cancel-for-any-reason refunds only about 75 percent, and only if you cancel at least two days out.

So insure the honeymoon the same afternoon you book it. Not in the chaos of final payments.

Bold of you to assume the airline will be sympathetic. They won't. The policy is.

Free event planning, and I mean free — I can plan just about everything, from your wedding to your whole lodge getaway. theroostlodge.com

— V