Apex Insurance

Dear Georgians,

THIS is one of the main reasons your home insurance is so high or you got non renewed. Getting a roof through an insurance claim when there wasn’t an actual loss associated with it- IS NOT FREE. Keep in mind, roofers are one of the ONLY BUSINESSES THAT DO NOT REQUIRE A LICENSE IN GEORGIA.

Insurance is for indemnity. Indemnity means bringing you back to where you were previous to a covered loss. As a homeowner it is your responsibility to take care of your roof and home over the years.

If a storm comes through and blows your roof off, slams hail into it making holes and leaks, impales a branch into it, a fire burns it, THOSE are covered losses.

Just like making wear and tear claims on a vehicle is fraud, you shouldn’t use a door to door roofer to pretend you have more damage than you do after a normal storm to get a MARKED UP new roof every 10-20 years through your insurance company.

Note the article in comments and that it states FRAUD. You can argue this fact and talk about how corrupt you think insurance companies are but it won’t make a difference. Especially not to me… a struggling small business owner.

The more this happens the more inevitable it is that rate increases by double digit amounts will continue and more and more insurance companies will pull out of Georgia entirely.

Happy home insurance increases.

Me on social media - 💪💪

Me walking up stairs - 👴🏻👴🏻😩

I’m often really hard on myself when I need to step away from “the grind”. Consistency is a super power I hate to turn off. Sometimes we HAVE to.

This whole last week I couldn’t concentrate. Grief, anxiety, stress, and disappointment flooded every inch of my heart and mind. Instead of being hard on myself, I made intent for my mental break.

I stepped away from the daily grind with intent to heal what has been causing rigidity. I rely so heavily on my mind and when my heart is broken my mind doesn’t work correctly.

Am I fully healed? Hell no. Is my heart ‘unbroken’? Absolutely not. But I stepped away long enough to reevaluate my mindset, pivot, and push forward. Intention is everything.

⭐️☀️I did my 40 pound ruck from 6-6:45 this morning and watching the sunrise was just absolutely phenomenal.

Doing difficult things before most the world is awake is INTOXICATING.

Nothing in my life is the way I want or expected it to be. I haven’t met any of my goals for the year. I’m lonely really often but too guarded to really do anything about it.

Last night, I didn’t want to get ready for Jessica’s Halloween birthday party. I felt ugly, unwanted, and miserable. Instead of listening to my often depressing inner voice, I listened to my family instead. I threw together a costume with a witch hat Montana found for me and we had a blast.

Life will never be exactly what I imagined and there will be plenty more years where I don’t meet goals. In the ebb and flow of finding the good in life, I’m always forever grateful for my family. I’m pretty lucky to party with a roomful of people that would do just about anything to cheer me up!