Az Credit Repair Expert / Credit Counseling

A couple of points on the interest rate can save you loads of cash!!!

A couple of points on the interest rate can save you loads of cash

Common causes for Credit Report Errors

Identity Theft – for the past several years, this has been one of the fastest growing crimes in America. Someone gets a hold of your personal information and opens credit accounts in your name.

Mixed/Mismerged data – Two different people with the same name might have data mixed up between their accounts

Timely payments reported as late – Some creditors have collection departments that report payments several day and sometimes weeks after receiving a payment from you.

Derogatory information that remains on a credit report for longer than seven (7) years.

Bankruptcy information that remains on a credit report for longer that ten (10) years.

Home mortgage loans being reported as foreclosures when in fact, no foreclosure had ever been initiated by the lender.

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DID YOU KNOW???

Just because you payoff a debt does not mean it comes off your credit report! If it has a negative mark...it still haunting you by hurting your credit score!

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