Leticia Rios

Realtors: THIS is why your lender relationship matters.

A buyer came to me last week after being denied by his big bank—one week before closing.

Reason?
A supposed 3-month employment gap.

His Realtor reached out and said,
“Leti, can you take a second look?”

Here’s what we discovered:

He wasn’t actually unemployed — he had previous work history overseas.

Wells Fargo never added it to his file. A quick letter of explanation solved everything.

I rebuilt the file, verified the history, and closed the loan in 10 days.

Your deals deserve more than automated checklists and generic underwriting.

You deserve a lender who digs, problem-solves, and protects your closings.

If you ever need a second opinion, I’m one call away — even if it’s last minute!

🏡 Renters, this is for you! 🏡

This couple just unlocked their first home! Even with the media hype about rates, first-time buyers are realizing that now is the time to buy. 💡

Here’s why:
✅ Renting = 100% interest
✅ Refinance later, but you can’t rewind to get today’s price
✅ Start building equity now!

Ready to stop paying someone else’s mortgage? DM me and let’s get you on the path to homeownership! 💬

Thank you so much for your trust. It was a pleasure working with you and we will be in touch as I manage your mortgage debt and help you pay it off the loan faster!