American Health Plans

Tip #4: Change or renew your current plan
Open enrollment is the only time of year to renew or change your current plan (without a qualifying life event). It’s the perfect time to consider what you like about your current health insurance benefits, and what – if anything – you’d like to change.

If your income has changed, someone has changed jobs, you’ve added a new family member, or you’re just not happy with your current plan, now is the time to view all your options and find the perfect health care plan for you. A plan that includes Advocate Health Care will give you convenient access to compassionate caregivers, cutting-edge medical technology, and world-class care that’s built around you.

Happy with your plan and just want to renew? First, make sure your current health insurance plan is still available! If your current plan is no longer available, you can choose a different plan or shop outside the marketplace. But keep in mind that when you buy health insurance outside the marketplace, you won’t be able to take advantage of government subsidies.

No matter which plan you choose or where you buy it, pick a plan that’s designed with you in mind – one that includes Advocate Health Care.

Tip #3: Choose a health care plan that fits your life
When choosing a health insurance plan, ask yourself:

What are my family’s most important needs when it comes to health care?
Who is healthy and who may need more care in the coming year?
Is anyone planning a surgery or a pregnancy?
Am I happy with my current plan? If not, what’s missing?
What did I spend on health insurance last year? Do I expect that amount to change in 2022?
How much do I want to spend on health insurance each month?
Discuss the answers to these questions with your family and dependents. Knowing what matters most will help you plan for a healthy future – with a plan that’s built around you.

Tip #1: Sign up and save
Health insurance offers medical and financial protection in case of a serious illness or accident. In addition to protecting your health, health insurance can help guard against financial hardship, debt, and even bankruptcy.

If you don’t have health insurance through your employer, your spouse, your parents, or another source, you can sign up for private health insurance. In the past, people with preexisting medical conditions were often denied health insurance or charged extremely high premiums. Today, you can purchase private health insurance through the Health Insurance Marketplace regardless of your past or current health.

Signing up for health insurance is the most effective way to plan for a healthy future – for yourself, your family, and your finances.