The Bell Group

Another successful refinance closing! 🏠✨

Refinancing isn’t just about changing your loan — it can help lower monthly payments, reduce interest costs over time, consolidate higher-interest debt, or allow homeowners to access equity for things like home improvements, education, or other financial goals.

If you’ve been wondering whether refinancing might benefit you or someone you know, now is a great time to explore your options.

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✨ Happy New Year from The Bell Group! ✨

As we step into a brand-new year, we want to take a moment to thank our incredible clients and realtor partners for trusting us with one of life’s biggest milestones—homeownership. Your support, referrals, and collaboration mean everything to us.
Here’s to new goals, new keys, new beginnings, and continued success in the year ahead. We look forward to helping more families open doors and more partnerships grow stronger in 2026.

Cheers to a year filled with opportunity, growth, and homes that truly fit your dreams 🏡🥂

— The Bell Group

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If it has been more than a year since you last evaluated your mortgage, a refinance review may uncover opportunities for improved terms or cost savings.

So don't wait let the Bell Group's professional guidance help you to make an informed decision.🏠

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Fannie Mae has eliminated its minimum 620 credit score requirement for new loan case files submitted on or after November 16, 2025. This change means the Desktop Underwriter (DU) system will no longer have a hard credit score cutoff and will instead evaluate a borrower's complete financial picture, potentially making it easier for some individuals with scores below 620 to qualify. However, lenders can still set their own minimum score requirements, and a lower score will still result in higher interest rates and less favorable terms.

I believe when this happens it will trigger a Real Estate boom for the next 5 years!

Contact us today for more information 🔔

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Another home financed by TBG 🏠🔑
Congratulations to our clients!!

Are you or a client looking to finance a home, investment property, or have questions about getting pre-approved for a home? Then trust in the best to help you get to homeownership!
(877) TBG-MTG5

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