Basilia Burks Insurance Services

If you have Medicare along with another insurance, do you know who pays first? Learn how Medicare works with other coverage: https://go.medicare.gov/4vxLOk7

A welder with zero debt at 23 is in a stronger financial position than most college grads at 30.

I know that statement is going to ruffle some feathers. Let me back it up with real math.

The average student loan balance for a 2025 graduate is around $37,000. The average time to pay that off is 10 to 20 years depending on the repayment plan.

Meanwhile a welder, plumber, or HVAC tech can complete a trade program or apprenticeship in 6 months to 2 years, often getting PAID during the apprenticeship instead of paying tuition.

Walk the timeline forward.

The 23-year-old welder has zero debt, several years of work experience, and is likely earning $55,000 to $80,000 depending on specialty and location.

Some HVAC techs and welders with experience clear six figures, especially with overtime or running their own shop.

The 23-year-old college grad, if they finished on time, is carrying $37,000 in debt, just entering an entry-level job market, and likely earning $45,000 to $55,000 in their first real role.

They haven't started building equity yet. They're still paying off the cost of getting started.

Run that forward 7 more years to age 30.

The trades worker has had 7 more years of income, likely no debt, and real time to invest, save, or buy property.

The college grad has spent a chunk of those 7 years paying down the original $37,000, which with interest often turns into paying back $45,000 to $50,000 total over the life of the loan.

I'm not anti-college. I have a degree myself. What I am is anti-pretending there's only one responsible path to financial stability when the data clearly shows otherwise.

The trades aren't the backup plan anymore. For a lot of 18-year-olds, they're the smarter math.

Turning 65? Retiring? Ask me ..

Well well well!

medicare and wegovy july

If you don’t automatically get , you’ll have to sign up for it through Social Security. To make enrollment easier, make sure you have your Social Security Number, where you were born, and details about your current health insurance ready. https://www.ssa.gov/medicare/sign-up

Turning 65 soon?

Personal Medicare Guidance for Your 65th Milestone

Get clear, one-on-one help from a licensed insurance agent. I’ll walk you through your options and answer your questions—without the confusion.

Send me a message or call to schedule your free consultation.

[email protected] 903-371-8394

Not affiliated with or endorsed by Medicare or the federal government.We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

https://myplan.ameritas.com/id/010Z9310
😁😁😁😁😁
I can help you on your way to a non-snagle tooth smile!

myplan.ameritas.com

Medicare and Medicaid are run by the Federal Government through the Centers for Medicare and Medicaid Services. Medicare = federal, standardized
Medicaid = state-run (with FEDERAL oversight), varies by location.

They are not the same health services. Quick and easy way to remember:
Medicare = “care for seniors”
Medicaid = “aid for low income”
If you need more info let me know.