Mill City Insurance Inc

If you have a boat, you may want to consider adding an umbrella liability policy to protect you if you take guests out on it or if you water-ski or use other recreational watercraft. If someone is injured while aboard your vessel, an umbrella policy covers what your regular insurance will not.

No one knows better than you do when it comes to the investment you have made in your personal possessions. Having the proper levels of insurance means that you are protected from financial disaster in the event of unforeseen problems.

The insurance offered by a car rental agency averages more than ten dollars a day. Frequent car renters may find adding an umbrella liability policy to their regular insurance to be a more cost-effective approach.

Umbrella policies are designed to reduce the risk that a horrible accident or catastrophe could put you in financial peril. For example, if you have $300,000 in auto bodily injury coverage and you are at fault in an accident with more than $1 million in damage, you can be personally sued for the difference.

Are you worried that your customized or classic motorcycle can’t be insured. Relax, it’s fine. In fact, almost 100 percent of all makes, models and years can be insured, even if you built it from a kit.