Ian Modisette - Walker & Solomon Insurance

I'm seeing a lot of people who have a HIGH wind/hail deductible and don't realize what it actually means until they have a claim.

If your wind/hail deductible is 1% and your home is insured for $500,000, you'll be responsible for the first $5,000 of any covered wind or hail claim.

A 2% deductible means $10,000 out of your pocket.

A 3% deductible means $15,000 out of your pocket.

Most people don't know what their deductible is until a storm has already damaged their home. That's why it's important to review your policy every year.

Fortunately, we still have access to companies that offer 1% wind/hail deductibles, although those options are becoming harder to find.

If you'd like someone to review your current coverage, explain what you have, or show you other options, I'd be happy to help. Feel free to send me a message.

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