McFadden Insurance

McFadden Insurance

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An independent family run insurance agency insuring families and small business in Florida.

10/23/2025

💡 Replacement Cost Matters. 🛡️

If the unexpected happens, do you want “what it was worth” — or what it’ll actually cost to replace it today?

That’s the difference between actual cash value and replacement cost coverage.

✅ Replacement cost helps you rebuild, repair, or replace—without depreciation.
✅ It’s protection that keeps up with real life and real prices.

Because peace of mind shouldn’t lose value over time.

10/16/2025

🧾 Each plan. Each person. Each policy.

Insurance isn’t one-size-fits-all. Every situation requires a specific policy designed to cover your needs—whether it’s your home, your car, your business, or your next big step.

✅ Tailored coverage
🛡️ Protection that fits
🤝 Real support when it matters most

Let’s build coverage that works for you.

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Our Story

We care about our community. Our family volunteers with Grace Family Church, Vida Nueva Tampa Bay, and Tampa Bay Tres Dias. We also volunteer with emergency clean up crews after storms strike Florida.

Cindy McFadden, along with her mother, sister, and daughter, manage a Christian mission called Fish Company (http://fishcompany.org/). Fish Company raises donations to fund the construction of orphanages in third world countries. Other than the money that is donated to the administrative fund, 100% of the money donated is used to build orphanages.

Dave volunteers with youth sports organizations as a coach and administrator. He has coached football with the Pasco Police Athletic League and Tampa Bay Youth Football League for 7 years. He coached Little League Baseball for 2 years with Citrus Park and Keystone Little League. And he has coached high school rugby for 7 years with the Bay Area Pelicans, Tampa Sharks, and Tampa Bay Krewe. Currently, he’s the head coach of Tampa Bay Krewe U-19 Rugby.

We provide auto, homeowner's, motorcycle, boat, RV, life and commercial insurance through a variety of insurance companies. As independent agents we are not tied to any particular company and have the flexibility to provide you with a policy that really fits your needs. We also provide advice and service to help you protect the things that are most important to you.

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Lutz, FL
33559

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm