Integrated Business Financing

Is Your Business Growing Broke?

Ever had that feeling where you’re more successful than ever, but you’re constantly stressed about cash flow? You’re not alone.

I want to tell you about a client of mine, let’s call him Jason. Jason’s construction business was booming. He was landing big contracts, and his revenue was climbing. But there was a huge problem: he was waiting 30,60 or even 90 days for his clients to pay their invoices. He had to pay for materials and make payroll now, but his cash was tied up in those outstanding invoices. He was literally “growing broke.”

Jason thought a line of credit was his only option. But that’s like putting a band-aid on a broken leg. A line of credit is another loan, another monthly payment, and it doesn’t solve the root problem: getting paid for the work you’ve already done.

So, what did we do?

We introduced Jason to a powerful tool called invoice factoring. Think of it like this: instead of waiting for your clients to pay you, you sell your invoices to a third party for a small fee. They give you the cash right away (in Jason’s case, 85% of the invoice value upfront), and then they collect the payment from your client.

“Isn’t that expensive?”

That’s a fair question. For Jason, the fee was % of the invoice value. So, on a 100,000 invoice, he paid a 2,000 fee to get $85,000 in his bank account the next day, instead of waiting months. The ability to immediately reinvest that cash and take on new projects was worth far more than the % fee.

The results were staggering. With immediate access to his own money, Jason grew his business by % and scaled his monthly revenue to over $325,000.

If you’re a business owner who’s tired of waiting to get paid for your hard work, invoice factoring might be the key to unlocking your growth.

Want to find out if invoice factoring is right for your business?

Send me a DM with the word “CASHFLOW” and I’ll send you a free guide to the most common cash flow mistakes business owners make

Case Study- Debt consolidation

Keith has operated a landscaping business for the past 4 years. He’s averaging around $100,000/month with decent margins

Keith has high 600 credit but he’s having cash flow challenges. Earlier in this year he took out a cash advance for equipment(wrong program). Since he had the cash advance he’s been getting non stop calls from other cash advance companies and one promised him a line of credit if he took their advance and paid it off on time ( This is a big lie)

Keith now has 2 balances that total $65,000 and he’s paying $2,500/week which is really hurting his cash flow

The good news is keith pays himself through payroll and we were able to get him $80,000 in term loans to pay off his advances

Term loans are simple interest loans that have 3-5 year terms and simple interest based on your credit

They can be used for anything, start up capital, paying off cash advances, consolidating credit cards etc

We got him a 5 year loan with a monthly payment $1,800. Instead of paying $2,500 a week or $10,000-12,000 per month he is only paying $1,800

This saves him at least $8,800/month

Next time he needs equipment he knows to come to us and get an equipment loan

If you have any questions or need help please reach out