Key Mortgage Corp.

She was the first home we ever knew. 🌷
Happy Mother’s Day to the women who shaped us, held us, and loved us through it all.

Federal Reserve holds steady on rate cut citing inflation…

Fed holds rates steady, cites elevated inflation; three dissents against 'easing bias' — Reuters The Federal Reserve held interest rates steady on Wednesday, ​but in its most divided decision since 1992 noted rising concerns about inflation in a policy statement that drew ‌three dissents from officials who no longer feel the U.S. central bank should communicate a bias towards lowering borro...

Oil prices dropped this week. Markets cheered.
I’d encourage some caution before joining that celebration.
The relationship between oil prices and consumer inflation is not immediate. It is lagged — typically 3 to 6 months.
The disruption to oil production and shipping lanes caused by the Middle East conflict doesn’t vanish with a ceasefire. Production that was curtailed takes months to restore. Shipping routes take even longer to normalize. That disruption works its way through supply chains slowly — showing up in goods prices long after the headlines have moved on.
Layer on top of that the tariff costs that have still not fully passed through to consumers. The Federal Reserve has said explicitly they are waiting to see that data before cutting rates.
So here is where we are:
Markets are expecting rate cuts. The Fed is waiting on inflation data that hasn’t arrived yet. That data — when it does arrive — may not be friendly.
For anyone making decisions about buying a home, refinancing, or managing retirement savings — the next 6 months deserve more careful attention than the current headlines suggest.
I’ve shared these four posts not to predict doom, but because you deserve the questions that aren’t being asked loudly enough.
I welcome your thoughts — what are you seeing that the mainstream narrative is missing?