BenchMark Mortgage LLC
Providing mortgage opportunities for buying or refinancing a home throughout TN, MS, AL and GA. We offer free prequalifications via phone within a few minutes.
07/08/2026
🚨 Big mistake! 🚨
Once you're under contract, try not to make any big money moves until after you close.
That means:
❌ Don't buy furniture.
❌ Don't finance a new car.
❌ Don't open a new credit card.
❌ Don't co-sign for someone else.
Why?
Your lender may check your credit and finances again right before closing. New debt can change your loan, your monthly payment, or even stop your loan from being approved.
When in doubt, give me a call. A quick phone call can save you a lot of stress.
Closing first. Shopping second. 🏡🛋️
Have questions about what you can (and can't) do before closing? Send me a message; I'm happy to help!
Crazy how many people still think they need 20% down to buy a house.
I talk to people all the time who are waiting to save a huge amount of money before they even start the home-buying process.
Depending on your situation, there may be options available that require much less money down than most people realize.
Some programs may allow little down, and in certain situations, there may even be options with no down payment at all.
That’s why I always tell people:
The key is that it depends on your loan type, finances, goals, and the programs available to you. Don’t decide you’re not ready before talking to a lender.
A quick conversation can help you understand your options and what buying a home could actually look like for you. Before you spend years trying to reach a savings goal that may not even apply to you, find out where you really stand.
You might be a lot closer than you think. Send me a message or reach out if you have any questions.
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Category
Website
Address
3263 E Sarazens Circle
Memphis, TN
38125
Opening Hours
| Monday | 9am - 8pm |
| Tuesday | 9am - 8pm |
| Wednesday | 9am - 8pm |
| Thursday | 9am - 8pm |
| Friday | 9am - 8pm |
| Saturday | 10am - 6pm |
| Sunday | 10am - 6pm |