Last week I was again reminded that not everyone has a Medicare Health Plan that meets their needs.
Maybe you were forced off your Cost Plan in 2018 and had to pick something —anything— to make sure you were still covered.
Does this sound familiar?
This exact thing happened to my friend. Let’s call her Nancy.
Nancy lost her Cost Plan and didn’t really know where to turn.
And so, Nancy called her insurance company. Seems to make sense, doesn’t it?
Over the phone, they didn’t discuss Nancy’s doctors. In fact, they hardly discussed Nancy’s interests at all. Just money.
And like an insurance company is known to do, they presented Nancy with a few very limited options.
Options that benefited the company far more than those options benefited Nancy.
The plan Nancy purchased didn’t include any of her preferred doctors. There was no cost comparison among other Medicare providers.
Basically, Nancy had to take what was offered— because she had no other ideas!
Recently though, Nancy and I were able to look through the plans of top 4 major Medicare Health Plan providers. (I work with them all.)
We found a plan that included her medication and her preferred doctors in-network, at a price she could afford.
The look on her face said it all: sweet relief.