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Cottrell Team
Cottrell Team
53092

We are a team of two realtors in Wisconsin, Erin and Laetitia. Make sure you check out our Youtube Channel or listen to our weekly Podcast!

10/27/2021

Who says you have to wait until spring to get some done? 😉

The truth is, completing small organization tasks here and there can help when it’s time to do a major cleaning.

So consider adding these 5 easy organization tasks to your chores to-do list this month!

1️⃣ Work on maximizing your vertical space. Whenever possible, stack and go vertical! This can look like implementing floating shelves and building a closet that strategically uses the space between the floor and ceiling.

2️⃣ Compartmentalize your drawers. If you were to look in your dresser, kitchen, or bathroom drawers, what would you see? Most likely a jumbled mess, right? 😂 This is where drawer organizers can come in handy! Start installing them around your home, tackling one room at a time.

3️⃣ For all the people who have tight kitchen spaces: install a pot rail. No longer will you have to shove your pots and pans somewhere — simply hang them on your wall and save that space for other things that would use the space more efficiently!

4️⃣ Create a grocery task station. You can easily do this by sticking adhesive folders to the inside of a cabinet where you can store your grocery lists, coupons, recipes, and meal plans. Now you have one dedicated space for all your kitchen-related tasks without taking up space.

5️⃣ Instal cord-keepers to your appliances. This is such an underrated organization tip. How many times have you gotten frustrated with cords from appliances? Cord-keepers can keep them out of the way and clear out some counter space.

There you have it! Do you have any other you want to add?

10/08/2021

Did you know there are different types of home loans? It’s important to know your options so you can find a mortgage loan that fits your lifestyle and requirements.

Here are the different types:

✅ 30-year fixed-rate mortgage – this is the most common and traditional one that lasts for 30 years with a fixed interest rate and monthly payments.

✅ Adjustable-rate mortgage – the interest rate on this mortgage periodically adjusts based on an index reflecting the cost to the lender of borrowing on the credit markets.

✅ VA mortgage – this is a type of military loan that mortgage lenders issue to qualified veterans, active service members, and spouses. They’re backed by the government body, the Department of Veterans Affairs (VA).

✅ 15-year-fixed-rate mortgage – similar to the 30-year, a 15-year is a home loan that requires monthly payments and has a fixed interest rate.

✅ FHA mortgage – a US Federal Housing Administration mortgage that’s insurance-backed and provided by an FHA-approved lender. This mortgage insurance protects lenders against losses.

✅ USDA mortgage – this is from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program. It’s a mortgage loan offered to rural property owners by the USDA.

Have any questions? Leave them below in the comments!

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Mequon, WI
53092