Urbay Realty Group

Don't forget to budget for closing costs when calculating money needed to buy a home. And when selling don't forget closing costs when estimating your net proceeds from the sale. For more tips follow our page!

We recommend working to boost your credit score at least 6-12 months before you plan to buy a home to give yourself time to raise your credit score significantly. Applying for a mortgage with at least a 720 score (740-760 preferably) can give you a chance at the lowest interest rates offered by lenders, which can save you thousands in interest payments over the life of the loan.