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Licensed Mortgage Professionals NMLS #s 266528 and 1989485 CMS Mortgage Company #212405 www.nmlsconsumeraccess.org ALL RIGHTS RESERVED.
Myth: You Need 20% Down to Buy a Home 🏡
Did you know the belief that you need a 20% down payment is a myth? Here's the truth: FHA loans start at just 3.5% down, and conventional loans can start between 3-5%. Plus, there are so many grant and down payment assistance programs out there that can cover most, if not all, of this.
Why wait years and let home prices rise? Remember, your rent contributes to your landlord's wealth, not yours.
Let's make your dreams of homeownership a reality! 💪
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Kristin O'Neil
NMLS # 266528
Company NMLS #212405 www.nmlsconsumeraccess.org
👉 opendoorlending.com
04/08/2026
I had the opportunity to share my thoughts with Mortgage Professional America today on what the US-Iran ceasefire means for you as a buyer or homeowner. The short answer is cautious optimism. We are seeing real relief in the market today, but the two sides are still far apart in negotiations, so it is too soon to say how long it lasts. My advice to buyers right now is simple: the window is open, and waiting for perfect is not a strategy. As always, DM us with any questions. The full article is linked in our bio.
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1 Park West Circle Suite 310-H
Midlothian, VA
23114
