Tony Fowler - Sr. Loan Consultant

Whether you decide to buy a home now or wait until the market cools off, it's essential to get your finances in the best shape possible. If you choose to wait, you can use this time to keep bulk up to your savings to make a higher down payment when you're ready to buy. We can identify areas that need to be addressed in order to help you qualify for your home purchase AND when you’re ready, contact us for your mortgage preapproval!
☎️ Call 209-689-4614
🌐 www.LendingWithTony.com

Mortgage lenders look at if you have high credit card balances. Even if you pay your credit card bills in full each month, you may still have a high utilization rate. For example, if you make $3,000 in purchases and have a $5,000 limit, you are using 60% of your available credit.
When you get your credit in good shape and would like to buy your next home, contact us for your mortgage preapproval!

☎️ Call 209-689-4614
🌐 www.LendingWithTony.com

Keep in mind that there's no perfect time to buy a house, so it comes down to what you're comfortable with. If the numbers work for you and you can secure a mortgage that has monthly payments you can afford going forward, then it's a good time to buy if you can make the best offer. Contact us today to explore your mortgage options!

☎️ Call 209-689-4614
🌐 www.LendingWithTony.com

Mortgage Rates Have reached their lowest point in recent months! Along with this there are still plenty of Buydown options available, reach out today to see how you can take advantage!