Gabriela Rodriguez | Realtor®

Have you ever wondered what's the value of vour home? 😊
Wonder no more.

Follow the link below to get a FREE home value report. 🤑

http://app.cloudcma.com/api_widget6693659bb442f4df7ad4a38af823d7showpost_url=https://app.cloudcma.com&source_url=ua

Let me know how I can help you meet your real estate goals.☺️

🤔When applying for a mortgage loan, do you the think the Bank looks at your Gross or Net Income?
(Gross income is before your taxes while Net income is after you pay taxes).


Typically, the bank takes a look at your income through your pay stubs and your tax returns.🙂
They consider your Gross Income along with your monthly debts to determined your purchase power.👈🏻

That's why I advise my clients to make estimates, structure a budget, and keep a conservative mortgage monthly payment in mind when home shopping.🙌🏻

The bank will most likely give you a preapproval to the highest debt to income ratio. That’s why I recommend to create a list of the following expenses in order to come up with a payment that makes sense for your budget:📝

💡💡💡💡
- Your Monthly Net Income
- Car Payment
- Utilities
- Car Insurance & Gas
- Internet & Phone Bill
- Groceries


Let me know if you have any questions. Reach out to me. My team and I are more than ready to answer your questions!📲

Hello guys! ☺️


I’m ALWAYS honored to welcome hardworking individuals to our team! 🙏🏻


Please help me welcome this rockstar to the TEAM!🎉 she’s working on her classes and will be licensed in no time.😎


If you’d like to learn about creating a career through real estate, send me a DM and let’s talk!👊🏻