Modesto's First Federal Credit Union

Ever bought something on a whim and regretted it later? 🤔🛍️

🕗 Let’s try using the 72-hour wait rule to save your summer budget!

Giving yourself exactly three days to cool down before hitting "buy" completely clears the impulse buy fog. If you still love the item after 72 hours and it fits in your budget, go for it!

A little summer patience pays off big time for your savings goals. 🌟

It feels like summer just started, but the holidays will be here before we know it! 🎄🎁

Get ahead of the season by opening a Holiday Club Account today!

🔹 Choose how much and how often you'd like to save
🔹 Earn quarterly dividends on your average daily balance
🔹 On November 1, your savings are automatically transferred to your M1FCU Account or mailed to you by check

Here's how quickly it can add up: Set up a $65 biweekly Direct Deposit beginning July 15, and you'll have more than $520 ready for holiday shopping by the payout date!

Celebrate the season with total financial confidence. ✨

Open your Holiday Club Account today: https://www.m1fcu.org/savings-accounts

Your loan payment deserves a summer break, too! 😎☀️

With M1FCU's Skip a Pay, you can defer your eligible monthly loan payment and enjoy a little more flexibility this season.

💻 Fill out the Skip a Pay form online
💵 Pay a $25 fee per skipped loan payment
🌟 Available to qualifying members in good standing

Let your payment take a break while you make the most of the rest of summer!

See if you qualify and apply online today: https://bit.ly/3mJeeHt