Rito Capetillo
Hello, my name is Rito Capetillo, an agent with JAR Insurance Services, serving Stanislaus and surrounding counties.
02/09/2026
The $0 Plan That Still Protects Your Family: Budget-Friendly Life Insurance Laddering
The $0 Plan That Still Protects Your Family: Budget-Friendly Life Insurance Laddering That’s the big idea behind laddering term life insurance: using multiple smaller policies with different expiration dates to match the timing of your real life financial obligations. It’s a strategy that can give you maximum protection now without overpaying for coverage you won’t need later.
Click here to claim your Sponsored Listing.
Category
Telephone
Website
Address
937 Coffee Road, Suite 700
Modesto, CA
95355
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |
| Saturday | 10am - 2pm |