Parish Protection Agency

It's one of the most common questions homeowners ask after a storm. Many people assume the tree owner automatically pays for the damage.

Insurance claims don't always work that way. The answer often depends on the circumstances surrounding the loss.

Have you ever wondered how that situation would be handled?

Comment HOME if you'd like us to explain.

Many people picture flood damage as water coming from a nearby river or lake.

But heavy rainfall, drainage issues, and water collecting around a home can create flood losses too.

That's one reason flood coverage is worth reviewing before it's needed.

Flood insurance is a separate policy from homeowners insurance.

Comment FLOOD and let's see what your options look like.