Home Loans By Dom - NMLS 323455

5.0 star review received on Experience.com for Home Loans By Dom by Kristen S - Dominic is always a pleasure to work with. Seamless transaction with consistent communication and updates. Looking forward to the next.

New ★★★★★ 5 Star Experience.com Review by Kristen S Click to see all 66 reviews of Home Loans By Dom , Loan Officer

5.0 star review received on Experience.com for Home Loans By Dom by Chris D - Working with Dom couldn't have run any smoother! Dom and his team worked so well with us. They were kind, clear, speedy, and always willing to answer questions. We can't sing their praises enough.

New ★★★★★ 5 Star Experience.com Review by Chris D Click to see all 65 reviews of Home Loans By Dom , Loan Officer

Something happened in the Middle East today. Most people scrolled right past it. But it quietly influenced mortgage rates here in the U.S.

Not by a lot. We're talking 0.02% on a top tier 30-year fixed. Nothing noticeable. But the fact that it moved rates at all is the part worth understanding.

De-escalation headlines between Israel and Lebanon calmed oil prices just enough to give the bond market some relief. The bond market relaxed slightly. Lenders adjusted. Rates ticked down a hair.

Here's the chain reaction that most people never see.
Global conflict pushes oil prices up. Rising oil fuels inflation concerns. Inflation concerns push bond yields higher. Bond yields are what actually move your mortgage rate.

Today it worked in reverse. Tension cooled. Oil eased. Bonds relaxed. Rates improved by a sliver of a fraction.

That same chain reaction plays out every single day behind the scenes. Most people only see "rates went up" or "rates went down" and never understand the why.

Now you do.

If you want someone who actually explains what's driving your rate and not just what your rate is, let's connect 👇🏼