Protection Red

The pension check can look solid when it first lands.

Ten years later, the rougher question is what that same check still buys.

Inflation, weak COLA rules, healthcare costs, and household surprises can all press on a firefighter's retirement plan after the firehouse paycheck stops.

This week's guide looks at the gap between a fixed pension and a rising-cost retirement.

Read the guide here:
https://protectionred.com/what-if-your-firefighter-pension-doesnt-keep-up-with-inflation/

Getting hurt off duty can create a very different financial situation than getting hurt on the job.

For firefighters, the injury may affect the same household, the same bills, and the same retirement plan, but the benefits path can look completely different.

Sick leave, FMLA, ordinary disability, health coverage, pension rules, cash reserves, and 457(b) access may all come into play. That’s why it’s important to know what your household would actually rely on if the full paycheck stopped unexpectedly.

This week’s article walks through six questions every firefighter should be able to answer before an off duty-injury turns into a financial crisis.

Read the full article here: https://protectionred.com/what-happens-financially-if-i-get-hurt-off-duty/

What Happens Financially If I Get Hurt Off Duty? Learn how an off-duty injury can affect firefighter pensions, disability benefits, healthcare, cash flow, and retirement plans.