Chelsea Kilmer - Realtor
Share
NJ Real Estate Agent
10/09/2023
One of my favorite things about working in real estate is the relationships you form along the way. Shoutout to my clients that turn into friends! 🫶🏻
Looking to connect with an agent to buy,sell, or rent? I’d love to help!
📧[email protected]
📲 text/call: (609) 451.7579
Chelsea Kilmer
NJ REALTOR ®
Brokered by: eXp Realty
1. A mortgage pre-approval is a document from a lender stating that the lender is✨TENTATIVELY✨ willing to lend you in order to buy a house. The loan amount is based off a review of your credit history, credit scores, income and assets. YES, YOUR CREDIT DOES HAVE TO BE PULLED! A pre-approval allows you to start your home buying process with searching for homes that are in your price range. A pre-qualification is NOT the same as a pre-approval.
2. A good rule of thumb is getting pre-approved 4-5 months out from the time you’d like to move. It’s never too early but it can be too late❗️If you see a house on the market and want to put an offer in, getting pre-approved can sometimes take up to 7-10 days. My go to saying is stay ready, so you don’t have to get ready! 😂☝🏼 Pre-approvals typically last 60-90 days. You can talk with your lender about extending or reapplying if you don’t find a home in that time frame. When you are ready to start house-shopping, get pre-approved first!
3. Now don’t get too excited with the amount you are approved for! Your pre-approval letter states the amount you are tentatively able to barrow, HOWEVER, tell your lender what you want your monthly mortgage payment to be and search in that price range! It doesn’t matter what you are pre-approved for, what matters most is your monthly mortgage payment that you will be paying monthly. There are multiple factors that contribute to the mortgage payment; taxes, HOA, etc. So the higher the cost of the home, does not necessarily mean that the home will come with a higher monthly payment.
Tag a friend who may find this information helpful! 🧡
📞Contact me today for more information or any questions you may have about getting started on your home-buying process. 🏡
Chelsea Kilmer
NJ REALTOR ®
📧[email protected]
📲 text/call: (609) 451.7579
Brokered by: eXp Realty
07/27/2023
🏠OPEN HOUSE‼️
📍4 Bluff Court Marlton, NJ 08053
🗓️ Saturday (7/29) from 1-3PM
✔️3 🛏️ / 2 full & 2 half 🛁
✔️3-year old luxury townhome
✔️2,521 sqft
✔️upgrades throughout
✔️en-suite bath + walk in closet
✔️oversized family area
✔️beautifully designed kitchen w/ large island & granite countertops
✔️hardwood floors
✔️2 car garage 🚘🚘
….the list goes on!!
Asking Price 💰: $500,000
Join me this Saturday 7/29, from 1-3PM for the open house or contact me for a private showing to see this absolutely gorgeous home! 😍😊
Chelsea Kilmer
NJ REALTOR ®
📧[email protected]
📲 text/call: (609) 451.7579
Brokered by: eXp Realty
07/20/2023
NEWLY LISTED ‼️🏡
Beautiful townhome located in Mount Laurel, NJ in the Lakes community! 📍
✔️3 bedrooms 🛏️/ 2.5 bath 🛁
✔️newly renovated kitchen
✔️family room w/ fireplace
✔️laundry room w/ new washer & dryer
✔️fully fenced yard w/ a patio & shed for storage 🌳
✔️newer roof + hot water heater + vinyl windows
Asking Price💰: $ 375,000
Contact me today for more information or a private showing!
Chelsea Kilmer
NJ REALTOR ®
📧[email protected]
📲 text/call: (609) 451.7579
Brokered by: eXp Realty
06/03/2023
NEW TO THE MARKET ‼️🏡🔥😍
Lovely townhome in Le Club I, located in Mount Laurel, NJ! 📍
✔️2 bedrooms 🛏️ / 2.5 baths 🛁
✔️high ceilings w/ an open layout
✔️attached garage w/ front entry
✔️private backyard 🌳
✔️lawn maintenance by HOA
Asking Price 💰: $275,000
Exclusively Listed by Jamie Hartman
Interested? Contact me today for a private showing!
Chelsea Kilmer
NJ REALTOR ®
📧[email protected]
📲 text/call: (609) 451.7579
Brokered by: eXp Realty
Click here to claim your Sponsored Listing.
Category
Contact the business
Address
Mount Laurel, NJ
08054
