Carpenter Insurance Agency

Do you have a new driver in the family?

Don’t forget about the student driver discounts offered by Auto-Owners Insurance when updating your auto policy. Contact us to see if your new driver is eligible for any of these discounts.

Did you know? Most people spend more time researching a new phone than reviewing their insurance coverage.

We compare specs, read reviews, and watch videos before buying a device we may replace in a few years. Meanwhile, insurance policies that protect our home, car, and finances often go unchecked for much longer.

That’s where we come in. We’re here to help you understand the coverage you have and the coverage you may need so you can feel confident you’re protected. Head over to our website and request a quote today.

Could one accident or lawsuit put your savings, home, or future at risk?

Umbrella insurance gives you extra liability protection beyond your home and auto policies. In Michigan, that added coverage can make a big difference when the unexpected happens.

From serious car accidents to injuries on your property, learn how umbrella insurance helps protect what you’ve worked hard for.

Click the link to learn if umbrella coverage is right for you and request a quote today.

Umbrella Insurance in Michigan: Who Needs It and Why - Carpenter Insurance Agency Explore the benefits of umbrella insurance in Michigan, offering extra liability coverage for your assets. Learn who needs it and get financial protection.

Listen up Auto Owners customers!

The Digital Advantage discount rewards personal auto and homeowners customers with a 5% discount for choosing convenient digital policy management.

To qualify, customers must:

- Enroll in online access
- Go paperless for all billing and policy documents
- Enroll in automatic EFT for premium payments*

Not available in all states
*Credit/Debit card and escrow bill accounts are not eligible

If a home sits vacant for a period of time, many standard policies reduce or exclude coverage for things like vandalism, water damage, or other losses.

Vacant homes carry higher risk, which is why different coverage is often required.

If you have a property that is or will be vacant, contact us for a quick coverage review or to explore your options.