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My Debt Rep is a Revolutionary Debt Relief Company Started By Former Debt Collectors!

05/28/2025

Harassed by Linebarger? Here’s How to Make It Stop

Getting calls or letters from Linebarger Goggan Blair & Sampson, LLP? You’re not alone — and you’re not powerless.

They may be a law firm, but they still have to follow the law. Whether it's about unpaid tolls, court fines, or government fees, you have rights.

Here’s how to fight back:

Request debt validation
Understand your legal protections under the FDCPA
Negotiate a fair settlement or payment plan
Stop threats, wage garnishments, and liens
Report any illegal or aggressive behavior

Don’t ignore their calls. Learn how to respond, protect yourself, and take control before things escalate.

If Linebarger has contacted you, read this before you pay.

05/25/2025

How to Make Penn Credit Stop Blowing Up Your Phone

Tired of your phone ringing off the hook from Penn Credit? Yeah, we get it. Those calls can feel like nonstop stress and honestly, sometimes straight-up harassment. But before you freak out or start ignoring them, here’s the real deal:

First off, you don’t have to just take their word for it. Penn Credit HAS to prove the debt is actually yours. That means you can ask them to send you a debt validation letter that spells out exactly what you owe, who you owe it to, and why. No proof? No payment.

If they still keep calling after that, you can hit them with a Cease-and-Desist letter — a simple written note telling them to stop contacting you. Once they get that, they’re supposed to back off, or else they’re breaking the law. Just remember, stopping calls doesn’t mean the debt disappears, so keep an eye on what’s legit and what’s not.

Also, watch out for sketchy moves. If Penn Credit is getting rude, threatening you, or talking to your friends or family about your debt, that’s a red flag. They’re NOT allowed to do that. If you see or hear that happening, you can report them. Don’t let anyone bully you over money.

The best way to deal with this stuff? Stay calm, know your rights, and don’t let the pressure get to you. You control how you handle the calls and the debt — not them.

No more hiding from the phone. Take back control, stand your ground, and keep your peace of mind.

05/24/2025

GLA Collection Company Sued You? Good. Now It’s Your Turn to Ruin Their Day.

GLA Collection Company Inc. just sued you? Threatened your credit? Blew up your phone like it’s 2005? Cool. They just picked a fight with the wrong person — because you’re about to find out how much power you actually have.

GLA isn’t just some harmless bill collector. They’re one of the most complained-about medical debt collectors in the game, and they’ve been sued before for things like:

Calling people over debts they don’t owe
Reporting bogus accounts to the credit bureaus
Harassing people with nonstop calls — even at work

And yeah… suing people and praying they won’t fight back

But here’s the twist: If they can’t prove the debt, they lose.
And if they violate your rights? You could sue them right back.

You don’t owe a dime until they cough up real evidence — not a spreadsheet, not a phone script, not a “because we said so.” I mean actual legal proof.

No contract?
No signature?
No detailed breakdown with dates, amounts, and service codes?
➡️ That lawsuit falls apart in court.

💥 What GLA hopes you’ll never find out:
You can demand proof before paying a penny.
You can file a response in court and make them prove everything.
You can report them for harassment and credit reporting violations.

And yes, you can even sue them if they break the law.

Don't let a company like GLA turn your fear into their payday. Flip the script. Make them regret ever dialing your number.

If you've been sued or harassed by GLA, it's time to fight back — and win.

Tag someone who needs this. They deserve to know the truth.

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