Vanderbilt Insurance

Make sure you're protected this summer by understanding these common backyard risks.

Contact us at 239-330-2974 or [email protected]

Visit our website at https://www.vandyins.com/

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

Unforeseen events can derail your construction project. Builders risk insurance can keep you covered, so you can focus on building.

Contact us at 239-330-2974 or [email protected]

Visit our website at https://www.vandyins.com/

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

Plan to stay safe by only grilling outdoors.



Contact us at 239-330-2974 or [email protected]

Visit our website at https://www.vandyins.com/