Smart Money Risk Advisors

There are several challenges facing all of us as we grow in age... and you don't need to be retired to be concerned about this. As a matter of fact, things will work out way better for you if you look at a few of these concerns in your late 40s or early 50s and plan early. If you missed that window, TODAY is the best day to start.

The main concern facing those in or nearing retirement is "Running Out of Money". Will they run out of money before they run out of Life? It's a great question. And it's one that can be solved ahead of time rather than sitting there helplessly watching it unfold in real time. Remember folks... hope is not a strategy.

We help our clients solve problems like this... right now, we have a strategy that guarantees 6.5% growth in an Income for Life Account (great for IRAs). Every 100K moved here will grow to 187,700 in 10 years, and 352,364 in 20 years. Then, we can turn that guaranteed growth into guaranteed Income for Life that you'll never outlive. No more worries, no stock market concerns, no running out of money.

Many of us have worked 40 or 50 years to get here. Maybe you're trying to figure out how 2% growth will fund your 'golden years'. Others are still playing high-risk games with their life savings. Trust me folks: there is coming a day when the music will stop.

If you'd like to turn uncertainty into guarantees, right now may be the perfect time. When you're ready, I'm here. Let's talk.

Scary Times? No doubt.

As I write this, the Dow is down by 800 points, and it's only 10am. The overall stock market is down over 20% and the "safe haven" Bond market has also been getting crushed. A year from now, the numbers will look much worse than they do today.

Meanwhile, gasoline has doubled... groceries are way up and getting scarce. Real Inflation has gone from 2% to about 15% in the last 12 months, and Mortgage rates have recently doubled.

If ever there was cause for concern... it is NOW.

We've been helping right-fit clients reduce risk and improve financial outcomes for over 40 years. We're not the perfect fit for everyone, nor do we try to be. But if you are concerned and would like to preserve your nest egg and keep your money, the fit is usually very, very good.

Let's get together over a cup of coffee and talk about some guaranteed strategies that will stop the bleeding and preserve your nest egg for decades to come, while providing an income for life you'll never outlive.

Peace of Mind and No More Stress. Preserve your Retirement and your Lifestyle once and for all. Call Today 708-254-0300.

MEDICARE PREMIUMS GOING UP FOR 2022

Just an FYI: the Medicare Part B premium will be increasing from $148.50 to $170.10 in 2022. Largest increase in the history of Medicare!!!

Thank you Joe Brandon.