Purposeful Money

Helping your adult kids could cost you more than you think 👀

A one-time gift and ongoing financial support are two very different things, and only one of them can quietly derail your retirement.

Most people start by asking, "Can I afford to help right now?" But that question only tells you part of the story.

The one that actually matters: what does your retirement cash flow look like 10 years down the road if this continues? What gets squeezed? Where does your margin go?

Supporting your kids today feels like the right move. But losing financial security later can reverse that equation faster than you'd expect.

You can't pour from an empty account. Good planning means seeing the ripple effects before they catch you off guard.

Before you commit, make sure you've run the numbers. Book a Learn More call through the link in my bio, and let's look at the full picture together.

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Purposeful Money is a financial advisor.