Amy Ruiz, Mortgage Loan Officer - NMLS #2008320

Daylight savings kicks off Sunday, March 8.

Longer evenings are a great reminder of what makes a home feel like home: comfort, routines, and the little moments we make time for.

If you or someone you know is planning a move this spring, I’m always here as a resource. Contact me today.

Citizens

To my clients, colleagues, and partners: thank you for a great year. I’m grateful for our continued collaboration and success!

Whatever go-to dishes you bring to the table, I hope you have a peaceful and delicious holiday.

Are you a Veteran or active-duty Service member and planning to buy a home? Citizens is proud to offer VA Home Loans for qualified borrowers. A VA Home Loan offers flexible terms, a competitive rate, and financing up to 100% of the purchase price.*

Contact me to review the VA Home Loan benefits and eligibility requirements.

*To be eligible, a veteran must have a Certificate of Eligibility with sufficient “entitlement” to cover the loan guarantee. All loans are subject to approval.