Midwest Financial & Insurance Services

For Nebraska residents looking for more resources regarding Covid 19 Vaccinations here is a link to the Nebraska Department of Health and Human Service website. I did not have a chance to look over everything on this sight but it does appear to have quite a bit of information and tools to utilize. If your looking for more information this may be a good place to start.

COVID-19 Vaccine Information Vaccination will play a critical role in protecting Nebraskans against COVID-19 as well as slowing the spread of the virus. DHHS, local health departments and other partners are planning for the arrival of COVID-19 vaccine in Nebraska. DHHS has worked to ensure that inclusion, transparency, and a so...

Information regarding the Covid vaccination.

COVID-19 Vaccine Insurance Coverage Get important info on COVID-19 vaccine insurance coverage, covered through Medicare Part B. Reduce coronavirus risk, get COVID-19 vaccine. Learn more.

Call 402-644-4624 or email [email protected] to review your coverage!

A Late Enrollment Penalty (LEP) is an unwelcome surprise and can be confusing and frustrating. Here are some rules to remember.

Late Enrollment Penalty for Medicare Prescription Drug Plan

• Medicare beneficiaries may incur a late enrollment penalty (LEP) that is added to their Part D premium if there is a continuous period of 63 days or more, at any time after the end of the individual's Part D initial enrollment period, during which the individual was eligible to enroll, but was not enrolled in a Medicare Part D plan and was not covered under any creditable prescription drug coverage.
• Medicare plans that offer Part D benefits are required by CMS to notify enrollees in writing if they determine that a gap in coverage exists as described above. Members will receive instructions from the Medicare plan on how to attest to creditable coverage and will provide a due date for response.
• If a valid attestation is not received by the due date, Medicare will impose the LEP which will be communicated by the Medicare plan. When this occurs, the member will receive instructions on the conditions and processes for filing a 'reconsideration' (appeal).
• Members have 60 calendar days from the date on the LEP letter to request a reconsideration request of the LEP. If the 60-day timeframe for filing an LEP reconsideration has expired, the enrollee may request a good-cause extension, but must include an explanation why the request is late. If it is approved the LEP will be removed in the next billing cycle.

If you are aging into or otherwise new to Medicare, in order to avoid a LEP, you should enroll in (and remain continuously enrolled in) a Medicare plan that offers Part D benefits when you first become eligible unless you have creditable prescription drug coverage through another source, such as a current or former employer or union.