Crabtree Financial Group, LLC

Schools are ditching economics for “money classes,” and it could change how students handle debt forever. Here’s what students are learning now:

Real-World Skills First: Budgeting, credit scores, taxes, and investing are replacing theory in many classrooms.

Smarter Borrowing: Students are calculating loan payments and weighing college costs before committing.

Life Impact Matters: Financial literacy is proving more useful for everyday decisions than traditional economics.

See why more states are making this a graduation requirement: https://bit.ly/4rE1bFi

The high schools ditching economics for personal-finance classes States are trading one requirement for another as they emphasize practical education.

You worked hard to save for retirement, now it's time to enjoy it. Learn how small investments in travel, hobbies, technology, and social connections can deliver lasting rewards. Read about 5 lifestyle upgrades. https://bit.ly/4vz3VpC

5 Retirement Lifestyle Upgrades That Cost Less Than You Think Reframing splurges as "intentional reallocation" of money can help you overcome spending anxiety and enhance your quality of life. Here are some suggestions.

Identity theft can happen fast, but a few smart habits can make you harder to target.

Lock your credit: A credit freeze at all three bureaus can help prevent new accounts from being opened in your name.

Strengthen logins: Use unique passwords, a password manager, and two-factor authentication whenever possible.

Stay alert: Review financial accounts and credit reports regularly so you can catch suspicious activity early.

Read the full checklist of steps to help protect your personal and financial data: https://bit.ly/3RhIs5P

Tips to protect your personal financial information Taking strides to protect personal data is important to safeguard one’s financial security.

Waiting until your 30s to focus on money could cost more than you think. Your 20s may be the most valuable decade for building financial momentum.

Time is the Advantage: Starting early gives compounding more years to work, turning smaller savings into larger long-term growth.

Don’t Miss Free Money: Skipping a workplace retirement plan can mean losing years of potential employer matching contributions.

Lower Future Pressure: Building habits and savings now may reduce the strain of bigger expenses later, like housing or family costs.

See why small moves in your 20s can have an outsized impact later: https://bit.ly/4sSJT7Q

The Hidden Costs of Putting Off Financial Planning Until Your 30s Engaging in financial planning is crucial in your 20s because it builds good habits, creates positive momentum and prepares you for the squeeze years.