Alex Fernandez Realtor

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Bay Area ban on gas water heaters is coming. Here’s what the new rule will mean for your home — San Francisco Chronicle Heat pump water heaters are at the center of one of the Bay Area’s most contentious environmental debates. Starting next year, many households will be required to replace broken natural gas-powered water heaters with non-polluting electric alternatives — and the switch is expected to come at a h...

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Stop Waiting for Lower Mortgage Rates: The 'New Normal' of 6% Explained — GOBankingRates According to a new analysis from Realtor.com, the number of American homeowners with mortgage rates above 6% has exceeded those with rates below 3%. In the third quarter of 2025, 21.2% of outstanding mortgages had rates of 6% or higher, while 20% had rates below 3%.