Friendly Health Insurance Guy

Important Update: Special Enrollment Period (SEP) Changes Starting Friday, May 16th! 7 Days Left!

If you’ve been putting off getting health insurance or considering a change in your plan, now is the time to act!

Starting May 16th, the Affordable Care Act will resume verifying Special Enrollment Periods (SEPs) for anyone looking to:
• Switch carriers
• Switch plans
• Enroll in a new marketplace plan

This verification process had been paused since the Cares Act started in 2020 due to COVID-19, but it’s coming back—and it means you’ll need to provide proof of eligibility if you wait.

As a licensed Health Insurance Agent, I work privately with UnitedHealthcare and all major Marketplace carriers in 30 states, giving you access to the best options for your needs and budget.

This change marks a return to tighter federal regulations—and it’s likely just the beginning. Don't wait until it's too late. Let's review your situation and secure the right plan before Open Enrollment in November.

📅 Book a consultation with me today�
📲 Share this with friends or family who may need guidance

Oran Rose I help self-employed individuals and families get superior health insurance at a lower cost with the least amount of hassle.

I help individuals and families that are above these income limits and who aren't receiving government assistance through subsidies.

If you are one of these high-income earners and are paying for your own coverage then you are likely overpaying for a high-deductible plan with limited benefits or you are using a health share that is causing even more stress.!

I'd be happy to help you review your options and see if you can qualify for better benefits for less cost!

Attention high-income earners! If your household income is over the 400% poverty level for your household size, you will likely experience a substantial rate increase for your 2023 health insurance.

Private health insurance plans can be an excellent solution for high-income earners. Don't procrastinate this year or you will be subject to these rate increases, inflation, and reduced subsidies. I'm licensed in 30 states and can help you find the best solution for your needs.

Check out this article to understand the rising issues around health insurance for 2023:
https://apple.news/AWKjL1ivOTHqbo8TUvHT4hQ

Health Insurance Rate Increases Ahead! I just received a memo today that there will be a rate increase to a few of the plans in 15 of the states I'm licensed in.

Please take the time to review your situation and ask me about our rate guarantee for the next 24 months before these rate increases begin! Current clients will not be affected by this rate increase on July 18th.

There will likely be another significant rate increase to the ACA Marketplace plans for the coming open enrollment for 2023. Please be prepared for this by reviewing your options with a private agent like myself to know all of your possibilities for health coverage.

https://www.kff.org/policy-watch/for-aca-enrollees-how-much-premiums-rise-next-year-is-mostly-up-to-congress/