PRMG

Let's clear something up. 👀

A lot of people aren't unqualified to buy a home.

They're just misinformed.

For years, we've heard the same mortgage myths on repeat:

🚫 "I need 20% down"
🚫 "My credit has to be perfect"
🚫 "I should wait until the market is better"

And every time someone believes one of these, they pause their plans. They delay building equity. They keep renting longer than they ever intended to.

Not because they can't buy.
Because they think they can't.

Here's what's actually true:

Loan programs have evolved significantly. Down payment requirements are lower than most people realize. Credit guidelines are more flexible than they used to be. And the "right time" to buy looks different for every single person, it's not a market condition, it's a personal decision.

Buying a home today is not what it was 30 years ago.

And holding onto advice that hasn't kept up with the times?

That's the real thing standing between you and homeownership.

You deserve accurate information. Not outdated assumptions.

💬 Drop the myth you believed the longest in the comments.

💾 Save this as your reminder to question what you've been told before you count yourself out.

Loan program availability and qualification requirements vary. Contact a licensed mortgage professional to understand what options may be available for your specific situation.

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Did you know you could possibly receive thousands of dollars toward your home purchase?

Most people scrolling right now have no idea this even exists.
Down Payment Assistance programs, DPA for short, are grants and loans provided by state and local governments specifically to help buyers cover their down payment and closing costs. And they're available in more places than most people realize.

Here's what most buyers don't know:

You may not need as much saved as you think. Assistance can range anywhere from $2,500 to $25,000+ depending on your state, city, and program. Some programs may even cover the full down payment.

You might already qualify. Many programs look at first-time buyer status, income, property location, and credit score, and the requirements are more accessible than people expect.

The "catch" is barely a catch. A homebuyer education course, an approved lender, and meeting income and purchase price limits. That's generally it.

The biggest reason people miss out on DPA isn't that they don't qualify.

It's that nobody told them to ask.

We're telling you now. 🏠

💾 Save this and share it with someone who's been putting homeownership off because of the down payment.

Program availability, eligibility, and assistance amounts vary by location and are subject to change. Source: Down Payment Resource, 2024 Homeownership Program Index. Contact a licensed mortgage professional to learn what options may be available to you.