Anthony Joseph Title

What The FAQ is underwriting?! 🤯 If you're as confused as most people are, keep reading as Anthony Joseph explains what it means so you can be educated and prepared as you get closer to buying your dream home! 🏡

As promised last week, in today's educational What the FAQ post of the week. Anthony Joseph will explain to us what title insurance is and why we need it when buying a house. As you will see, it is all about protecting the buyer's hard earned money.

Have a wonderful weekend!

In this week's edition of What the FAQ, Anthony explains what is included in that mortgage payment you have to send to the bank every month 😢

Another important note about your mortgage payment is that the principal and Interest portion of a fixed rate mortgage never change. Therefore, if your monthly payment goes up or down, the only two things that can be causing that are either your property taxes increasing or your homeowners insurance policy price changing. You can shop around your homeowners insurance anytime you want, to try to get a cheaper policy and lower your monthly payment!

Wishing you and your loved ones a Merry Christmas and happy holidays, from our family to yours 💙