We Insure - Harry Pecunia III

We Insure - Harry Pecunia III

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Supporting truckers, OTR operators, and small business owners with commercial coverage that moves with them. DM anytime for clarity, not pressure.

Photos from We Insure - Harry Pecunia III's post 09/06/2025

In two weeks, I’ll be flying into Indianapolis and hitting the road—Louisville, Lexington, Cincinnati, Dayton, maybe even Columbus. It’s a 24-hour outreach mission focused on truckers.

I’ll be stopping at taquerías, repair shops, diesel stations, and the places where drivers actually live and work. This isn’t just marketing—it’s connection. It’s about showing up in person, speaking their language, and offering something real.

I’ve spent years building relationships in this space, and now I’m taking it to the streets. Truckers deserve better options, better service, and someone who understands their world. That’s what this trip is about.

08/19/2025

🚛 Insurance That Matches Your Miles—Not Just Your DOT Number

One of my recent test drive quotes came back with this breakdown:

💰 Deposit: $4,586.19
💳 Down Payment: $2,547.88
📦 Total Start-Up Cost: $7,134.07

This quote was based on 80,000 annual miles—or about 6,667 miles/month. That would cost $2,548.88/month for full coverage.

But here’s the kicker:
If you’re only running 4,000 miles/month, your premium should reflect that.

Here’s how it breaks down:

- 🛡️ $1M Liability Coverage: $1,782.29/month
→ Adjusted for 4,000 miles: $1,069.37/month

- 📦 Other Coverages (Med Pay, UM, Comp/Coll, Cargo, etc.): $765.59/month

📉 Total Monthly Premium at 4,000 miles: $1,834.96
📆 Annual Cost: $22,019.52

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If you're running local, regional, or seasonal routes and averaging under 6,500 miles/month, you might be overpaying—by a lot.

This is why I offer Test Drive Quotes.
No pressure. No switching. Just clarity.

📲 DM me if you want to see how your mileage stacks up.

08/19/2025

I’ve learned that success isn’t just about hitting production goals or mastering underwriting.
It’s about building something that reflects who you are—your values, your grit, your vision.

Every certification I pursue, every campaign I launch, every relationship I nurture… it’s all part of a bigger story.
One where excellence isn’t optional, and authenticity isn’t negotiable.

I’m not here to chase titles. I’m here to create impact.
To build ventures that matter. To leave something behind that speaks louder than words.

If you’re building something bold, something real—let’s connect.
Let’s grow together.

EntrepreneurMindset

08/14/2025

Just wanted to share something that might help a few folks here.
If you’re new in business (DOT less than 2 years) but have a couple years behind the wheel, there’s an insurance setup that doesn’t charge liability when your truck’s parked.
Could be useful if you’re recovering, taking time off, or just not running full-time.
I’ve got some info I can send over if anyone’s interested—no strings.

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