JCJ Insurance Agency

Navigating Business Auto Insurance, contractual requirements for this coverage, and your firm’s actual exposure for auto claims can seem complicated. It is easier to understand if your firm owns vehicles but becomes more complex when your employees are using their personal vehicles or are renting vehicles for work. This article addresses auto exposures, insurance for employee-owned vehicles and rental vehicles, and ends with an explanation of the Automobile Liability section in the ACORD Certificate of Insurance. “Any Auto” on the Certificate of Insurance seems to be causing problems in contract negotiations these days. This article is a bit lengthy, but it is separated into sections so that it is easier to review the information that is most important for your firm’s current situation. As always, please feel free to contact us if you would like to discuss any of this in greater detail.https://jcj-insurance.com/2023/12/using-personal-vehicles-and-rental-cars-for-work-what-are-the-risks/