RKA Insurance Advisors

🇺🇸 250 years ago, a group of people decided to bet on themselves. That spirit never stopped.

Happy Independence Day from RKA Insurance Advisors. Today we celebrate freedom, self-reliance, and the American dream. God bless America.

Private PPO Health Insurance for Self-Employed | RKA Insurance Advisors Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

Know an owner-operator or OTR driver?

Most are paying too much for too little coverage — or carrying occupational accident only and assuming it covers them off the truck. It doesn't.

Share this with someone who needs it.

https://www.rkainsuranceadvisors.com/news/truckers-health-insurance-guide

Private PPO Health Insurance for Self-Employed | RKA Insurance Advisors Skip the ACA marketplace. Private underwritten PPO health insurance with BCBS, United, Cigna and Aetna. Self-employed, freelancers, truckers and travel nurses. Licensed in 30 states. NPN 19540130.

Owner-operators and CDL drivers move everything in this country. No HR department. No group plan. Just a 1099 and a truck.

The problem most truckers don't know about: ACA marketplace plans use regional HMO or EPO networks. The moment you cross state lines — which is literally the job — you're out of network and paying out of pocket for everything except emergencies.

A nationwide private PPO doesn't care what state you're in. In-network in Florida, Texas, Ohio, California, wherever the load takes you. Same coverage, same network, no referrals.

We put together the complete health insurance guide for owner-operators and CDL drivers in 2026 — what it actually costs, how it compares to ACA, and who qualifies.
https://www.rkainsuranceadvisors.com/news/truckers-health-insurance-2026-owner-operators-cdl-drivers-guide

Private PPO Health Insurance & Marketplace Plans | Licensed Advisors in 32 States Compare private PPO and marketplace health insurance with licensed advisors. Access private underwritten options year-round in 32 states. NPN 19540130