Credlocity

https://www.credlocity.com/post/cfpb-medical-debt-rule-2025-credit-report

CFPB Medical Debt Rule: What Changed, What Was Overturned, and How to Remove Medical Debt from Your Credit Report (2026 Guide) The CFPB's January 2025 rule to ban all medical debt from credit reports was overturned by a federal court in July 2025. But the 2022-2023 voluntary bureau changes are permanent, 15 states have their own laws, and your FCRA dispute rights still apply. FCRA-certified expert Joeziel Vazquez explains e...