Ashleigh Hopkins

Join me for our FREE First-Time Home Buyers Seminar on May 7th 11am - 1pm at A Kings Cafe and learn everything you need to know about making your dream of homeownership a reality! & From financing options to property inspections, and grants we've got you covered. Whether your buying now or in the future this is the class for you! Click the link in our bio or head to https:// www.eventbrite.com/e/611607102307 to sign up today! Don't miss this chance to take the first step toward your dream home.

Hey there, first-time homebuyer, can we have a heart-to-heart?

You see, you’re buying your first home, and I couldn’t be more excited. I’m showing up as your biggest fan.

But my guess is you’re hearing lots of chatter about this not being the ideal time to buy. Maybe even from people you love.

Here’s the thing: Maybe conditions aren’t ideal, but if you know in your heart you’re ready to buy, then NOW is THE time.

So long as you can take that spirit into this process, you’re going to be just fine. And I’ll be with you every step of the way. To leave nothing unsaid, here are a few other mind shifts I hope you, and all first-time buyers, will embrace:

1. This is your first home. Not your forever home. It’s okay if it doesn’t have everything on your wish list. That will come with time.
2. You can’t control the market or interest rates. You know the home you could have afforded two years ago isn’t the home you can afford today. But that’s okay. You will find the home that’s right for you right now.
3. Staying within your budget is important. Don’t get caught up in the emotional side of buying or begin to equate your value as a person with the home you purchase.

Now that your mind and heart are ready, it’s time to get moving. Send me a DM, and let’s take the next step.

You see stories and reels about people paying off their mortgages, and every time, you think to yourself, how in the world did they do that?

With 37% of U.S. households living mortgage-free, it’s more common than you think and within reach for most homeowners — especially if you're locked into following one (or all) of these mortgage paydown tips:

1) Make biweekly payments instead of monthly. This will help you pay off an extra month's worth of payments each year.
2) Round up your payments. Every little bit counts, and this can add up over time.
3) Make extra principal payments whenever you can. This will reduce the overall amount of interest you pay.
4) If interest rates drop, refinance to a lower interest rate. This can save you a significant amount of money in the long run.
5) Consider a shorter loan term. While this may mean higher monthly payments, you'll pay off your mortgage faster and save on interest.

Are YOU living mortgage-free (serious congrats, btw)?
What are your best tips for paying off your mortgage faster? Share them below!