Green Settlements

All for One and One for All: How Life Settlements Help Policyholders and Their Advisors

"Until recently, many life insurance policyholders were completely unaware of the secondary market where life policies can be bought and sold—a transaction known as a life settlement. Others may have heard of life settlements, but only in a negative context. Years ago, life settlements were commonly considered risky for seniors vulnerable to financial predators. However, laws have since been enacted to augment security measures and reduce risk for policyholders seeking to settle, which has helped solidify the industry as a stable and reliable one."

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Green Settlements - All for One and One for All: How Life Settlements Help Policyholders and Their Advisorsby Joe BorowiecAll for One and One for All: How Life Settlements Help Policyholders and Their AdvisorsBy Joe BorowiecUntil recently, many life insurance policyholders were completely unaware of the secondary marke...

Why Are My Universal Life Insurance Premiums Skyrocketing?

"Life insurance certainly has its perks: security, protection and a financially stable future for your loved ones. But all this stability comes at a price, and that price has been steadily climbing for some policyholders for many years. When premiums spike, it can put additional strain on seniors who may already struggle to make their monthly payments."

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Green Settlements -

Financial Planning Challenges Facing Older Americans

"...A life settlement or viatical settlement entails the sale of an individual’s ownership of a life insurance policy to a third party in exchange for an immediate payment of a percentage of the death benefit. The new owner becomes the beneficiary of the policy and receives the death benefit when the insured dies."

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Financial Planning Challenges Facing Older Americans - The CPA Journal In Brief As the number of senior citizens in the United States continues to rise, CPAs and financial planners will be increasingly called upon to help

Common Life Settlement Myths Debunked

"For years, life settlements flew under the radar as unknown and untapped sources of financial support available to seniors no longer in need of their term, whole or universal life insurance policy. Because so few people knew—and still don’t know—the facts about life settlements and how they work, several falsehoods and myths have proliferated over time. While policyholders and insurance professionals alike have a good deal yet to learn about the life settlement industry, new resources are becoming available to educate the public about their options."

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Green Settlements - Common Life Settlement Myths Debunkedby Joe BorowiecFor years, life settlements flew under the radar as unknown and untapped sources of financial support available to seniors no longer in need of their term, whole or universal life insurance policy. Because so few people knew—and still don’t kno...

Life Settlement Timeline: What to Expect and When

"Aging out of the workforce and entering your retirement years can feel both exciting and unnerving—there are life events to plan for, funds to squirrel away for future needs and lots more life to live. This can make planning difficult, especially for those who need help assessing their personal finances or assets. Unsure of what possibilities to prepare for, many seniors never explore the full breadth of their financial options. "

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Green Settlements - Life Settlement Timeline: What to Expect and Whenby Joe BorowiecAging out of the workforce and entering your retirement years can feel both exciting and unnerving—there are life events to plan for, funds to squirrel away for future needs and lots more life to live. This can make planning difficult...